Apply Now–CM Punjab Livestock Card – Interest-Free Loans for Feed and Animals
The Government of Punjab is making a big difference for rural people by giving out the CM Punjab Livestock Card. It has been set up by the Chief Minister to help livestock farmers buy new animals and feed them by offering interest-free loans. For the first time, Pakistan’s livestock sector enjoys organized and digitized financial support thanks to the Rs. 11 billion investment.
Punjab’s economy depends on thousands of small and medium-scale farmers who raise livestock. The objective of this scheme is to relieve farmers’ main problems money complications, paying more for animals, and limited choice in livestock by giving them quick and understandable credit.
Objectives of the CM Punjab Livestock Scheme
The CM Punjab Livestock Card is part of a broader agenda to modernize agriculture and promote food security. The key objectives include:
- Providing financial assistance for animal feed and livestock procurement
- Improving animal health and productivity
- Enhancing milk and meat production across the province
- Encouraging financial inclusion among rural farmers
- Empowering women livestock farmers with access to credit
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What Does the Scheme Offer?
Under the CM Punjab Livestock Card, farmers will receive interest-free loans through a smart livestock card, which works like a debit card and can be used at registered vendors. The loan is divided into two categories:
1. Feed and Maintenance Loan
Loan limit: Up to Rs. 135,000
Purpose: To buy animal feed, minerals, medicines, and other care essentials
Repayment: Flexible installment plan without any markup
2. Animal Purchase Loan
Loan limit: Up to Rs. 270,000
Purpose: To purchase healthy new animals for dairy or meat production
Repayment: Interest-free, with a grace period for investment return
These loans will directly benefit approximately 80,000 livestock farmers in the initial phase.
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A Smart Digital Livestock Card
The CM Punjab Livestock Card Program introduces a chip-based smart card, functioning as a digital wallet. The Livestock Card ensures:
- Cashless purchases of approved items
- Real-time tracking of transactions
- Transparency and accountability
- No involvement of middlemen, reducing exploitation
The card can be used at authorized outlets, feed centers, veterinary clinics, and livestock markets connected to the scheme.
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Eligibility Criteria for CM livestock scheme
To ensure that the benefits reach deserving individuals, the following eligibility conditions apply:
- Must be a resident of Punjab
- Must be a livestock farmer with a valid CNIC
- Own or rear at least 1-10 animals (cattle, buffalo, goats, or sheep)
- Age should be above 18 years
- No history of default on previous government loans
- Preference given to small and medium-scale farmers and women applicants
Documents Required for CM livestock Program
Applicants will need to provide the following documents during registration:
- Copy of CNIC (Computerized National Identity Card)
- Proof of livestock ownership or care
- Land ownership or tenancy papers (if applicable)
- Utility bill (optional but helpful)
- Passport-size photograph
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How to Apply for the CM Punjab Livestock Card
The application process is simple and farmer-friendly:
- Visit the nearest Livestock Department office or participating bank branch.
- Fill out the Livestock Card Registration Form.
- Submit your documents for verification.
- A field officer will visit for on-ground verification.
- Once verified, the smart livestock card will be issued within a few weeks.
The Punjab government is also working to enable online applications and mobile registration through livestock mobile vans in remote areas.
Where Can the Card Be Used?
The Livestock Card can be used at:
- Registered feed companies and suppliers
- Licensed veterinary stores and clinics
- Designated animal purchase centers
- Partner agricultural input dealers
All partner vendors are digitally linked with the government’s monitoring system for full transparency.
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Special Focus on Women Farmers
Recognizing the vital role women play in livestock care, the government has ensured that female farmers are equally eligible and encouraged to apply. The scheme aims to:
- Increase female participation in the rural economy
- Offer financial independence to women managing livestock at home
- Promote gender equality in agricultural development
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Conclusion:
The CM Punjab Livestock Card is more than a loan scheme – it is a lifeline for rural communities. By providing interest-free loans and easy access to livestock essentials, the government has shown a strong commitment to the well-being of farmers, food security, and economic resilience.
If you are a livestock farmer in Punjab, this is your chance to grow your business without financial burden.
