Loans range from PKR 500,000 to PKR 7.5 million , based on the business need.

Markup ranges from 0% to 7% depending on the loan tier.

The repayment tenure is up to 8 years , with flexible monthly payments.

Question 1

What is the PM Youth Loan Initiative 2025?

Accepted Answer

It's a government scheme providing business, agriculture, education, and employment loans to youth at low or zero interest.

Question 2

Who is eligible to apply for the youth loan?

Accepted Answer

Pakistani citizens aged 21–45 with a valid CNIC and a viable business or education plan.

Question 3

What is the minimum and maximum loan amount?

Accepted Answer

Loans range from PKR 500,000 to PKR 7.5 million, based on the business need.

Question 4

What is the markup rate on these loans?

Accepted Answer

Markup ranges from 0% to 7% depending on the loan tier.

Question 5

How long is the repayment period?

Accepted Answer

The repayment tenure is up to 8 years, with flexible monthly payments.

pm youth Loan

PM Youth Loan Initiative 2025 – Full Guide on Eligibility, Loan Distribution & Latest Rules