How to Apply CM Punjab Asaan Karobar Card Complete Process
The CM Punjab Asaan Karobar Card is the newest addition on the list of innovative initiatives of the Punjab government in support of small businesses and entrepreneurs. Under the program, individuals can obtain interest-free loans from PKR 100,000 to PKR 1,000,000 to operate their businesses well with money from the Punjab province government. The initiative will help small entrepreneurs in the easier pursuit of various loans and other subsidies aimed at increasing the growth rate in their businesses.
Asan Karobar Card Scheme 2025
| Key Features | Details Asan Karobar Card |
| Maximum Loan Limit | PKR 30 million |
| Interest Rate | 0% |
| Loan Tenure | 5 years |
| Grace Period | 3 months |
| Loan Type | Revolving credit facility |
| Application Process | Online via: akc.punjab.gov.pk |
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Benefits of CM Punjab Asaan Karobar Card
Economic Empowerment:
- The Scheme has given small business new strength.
Job Creation:
- As business capacity expands, larger numbers of labour opportunities will become available. This will have a favorable impact on economic stability.
Doing Business is Easier:
- The interest-free loans and free land make it easier for people to launch and maintain their businesses.
Innovative Impulse:
- Encouraging startups to develop new technology and propose new ideas is good for the province.
Eligibility Criteria
The Asaan Karobar Card is open to applicants if they meet the following criteria:
- Small Enterprises: Sales tracked by PKR 150 million over a year.
- Medium Enterprises: Sales tracked by PKR 150 million to PKR 800 million over a year.
Read More: How to Apply for CM Punjab E-Taxi Scheme 2025 – Full Guide & Eligibility
Required Documents
Step-by-Step Registration for Asaan Karobar Card:
Step 1:
- Click on the “Register Now” or “Apply Online” https://akc.punjab.gov.pk/
- This link will direct you to the application form.
Step 2: Fill in Your Personal Information
- Give your CNIC (Computerized National Identity Card) number.
- Enter your mobile number (the one used for your Facebook account) and the email address (if any).
Step 3: Filling Out Business Information
- Choose whether you are a new business owner or an established business.
- Fill in information about your type of business, industry and projected revenue.
- Upload any necessary documents, such as business registration certificate (if applicable).
Steps 4: Upload Required Files
These are the documents you need to scan and upload:
- Copy of CNIC
- Proof of residence (utility bill or rental agreement)
- Business plan/business proposal (if new business)
- Bank account for loan disbursal
Step 5: Check and Submit Your Application
- Double-check all the information you have filled in.
- Press the “Submit Application” button.
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Processing and Fees
Conclusion
Government of Pakistan, the Asaan Karobar Card Scheme 2025 is a transformative opportunity aimed at facilitating small and medium entrepreneurs with either low-interest or interest-free loans. Asaan Karobar Card Scheme will give free loans, free land and a helpful business environment to foster innovation, reduce unemployment and raise the province’s economy.
