Punjab 3 Marla Plot Scheme 2025, CM Punjab Free 3 Marla Plot Scheme 2025, Maryam Nawaz 3 Marla Plot Scheme 2025 Online Registration, CM Punjab 3 Marla Plot Scheme 2025 Eligibility and Requirements

CM Maryam Nawaz 3 Marla Plot Scheme 2025 Online Registration

Historic measure for shelter by Punjab govt of low income families Apni Zameen Apna Ghar program for Punjab Chief Minister Maryam Nawaz Sharif free 3 marla residential plots will be given to the deserving people in every district of the Province. The Maryam Nawaz 3 Marla Plot Scheme 2025 is part of the government’s Housing for All vision aimed at raising the socio economic status of the poor.

Key Features of Punjab 3 Marla Plot Scheme 2025

  • Free 3 Marla Plots: The eligible families will be given ownership of residential plots of 3 marlas free of cost.
  • Interest-Free Construction Loans: Beneficiaries will be able to take interest-free loans of up to Rs. 1.5 million repayable within 7 years to build their houses.
  • Transparent Allocation: The plots will be distributed through a transparent balloting process, monitored by district level committees to maintain fairness.
  • No Application Fee: As part of enhancing diversity applications are absolutely free.

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Eligibility Criteria CM Punjab 3 Marla Plot Scheme

  • Permanent Residency: Permanent resident of Punjab, confirmed through a valid CNIC.
  • District-Specific Applications: Applications are restricted for schemes in the respective district of the applicant.
  • Income Threshold: Household monthly income must not exceed Rs. 50,000.
  • Age Requirement: Age should be at least 18 years.

Districts Covered in Phase One

In its first phase of the scheme will allocate free 3-marla plots across 23 housing schemes in 19 districts, including:

  • Attock
  • Bahawalnagar
  • Bahawalpur
  • Bhakkar
  • Chiniot
  • Faisalabad
  • Gujrat
  • Jhang
  • Jhelum
  • Kasur
  • Khushab
  • Layyah
  • Lodhran
  • Mandi Bahauddin
  • Okara
  • Rajanpur
  • Sahiwal
  • Sargodha
  • Vehari

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How to Apply CM Punjab 3 Marla Plot Scheme 2025?

Online Application:

Visit the Official Portal: Go to https://azag.punjab.gov.pk

Register: Create an account using your CNIC and also personal details.

Complete the Application Form: Fill in all required fields, including income details, family size, and housing status.

Upload Documents:

  • Valid CNIC (applicant and spouse)
  • Proof of Punjab residency (utility bill or domicile)
  • NADRA family registration certificate
  • Income verification or affidavit (for informal workers)
  • NSER verification (PMT ≤ 60)

Submit: Review all information and submit your application

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Offline Application:

Applicants who do not have internet facilities can approach their local Deputy Commissioner (DC) office. Specially designated scheme desks will take care of document submission and registration.

Construction Loan Process

The beneficiaries of the plot scheme may get an interest-free construction loan of Rs. 1.5 million to be repaid in seven years in monthly installments of Rs. 14 thousand. The procedure entails:

  • Confirming Plot Ownership: Make sure you have been officially allotted the plot.
  • Application: Fill in the required documents through https://acag.punjab.gov.pk.
  • Verification: The departments concerned will confirm the documents submitted.
  • Loan Disbursal: Will be disbursed in installments with a three-month grace period.
  • Repayment: Monthly payment of Rs. 14,000 in seven years.

As of May 2025, more than Rs. 924 million has been recovered from 25,500+ loans, indicating a robust repayment culture among beneficiaries.

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Terms and Conditions

  • Application is only for Punjab residents who do not own any house or land in Pakistan.
  • Construction has to start within 6 months of plot allotment and should be completed within 2 years.
  • Plots cannot be sold, transferred, or rented out for a minimum of 5 years.
  • Plot has to be utilized for residential purposes only commercial usage is strictly forbidden.
  • In case of violation of conditions, the plot can be terminated after one-month notice by PHATA.

Socio-Economic Impact

  • Enables low income families to realize their dream of owning a home.
  • Provides thousands of employment opportunities in the construction industry.
  • Curbs urban congestion and enhances living standards.
  • Enhances access to basic amenities such as water, sanitation and electricity.
  • Fosters stable and inclusive communities with long-term development prospects.

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Conclusion

The CM Punjab 3 Marla Plot Scheme 2025 of the Apni Zameen Apna Ghar program is a thoughtful and courageous initiative by the Punjab government to elevate the lives of poor families. Through the grant of free residential plots along with interest-free construction loans, the government is fulfilling the basic requirement of shelter and stability. This scheme not only uplifts the marginalized but also enhances social justice, urban development, and economic progress through employment generated through construction. If implemented with effectiveness and openness, this project can turn thousands of dreams into reality providing each deserving citizen with a secure and respectable home.

FAQ’s

Any permanent resident of Punjab who is a Pakistani citizen, belongs to a household income group of below Rs. 50,000, and possesses no residential property with registration in NSER (having a PMT score of 60 or below) is eligible to apply. Widows, orphans, laborers, and differently-abled individuals are preferred.

Go to the official portal https://azag.punjab.gov.pk, register through your CNIC, complete the application form, upload necessary documents, and submit. Alternatively, you can also apply at your district DC office if you don’t have access to the internet. 

No. The application procedure is totally free of cost, and the 3 Marla plot is allocated free of cost to those eligible. However, anyone who wants to construct a house on it can apply for a Rs. 1.5 million interest-free loan, to be paid back in monthly installments.

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