Apply for Asan Karobar Card Business Loan, Maryam Nawaz Business Loan Scheme Punjab, CM Punjab Asan Karobar Card Apply Online, Full Details & Apply Link, last date to apply for asaan karobar card

CM Punjab Asan Karobar Card Online Apply Through akc.punjab.gov.pk

Punjab government has introduced CM Punjab Asan Karobar Card, a unique step to help small business owner entrepreneurs. To support the growth and sustainability of small and medium enterprises (SMEs), this program offers interest-free loans of up to PKR 1 million. The initiative is an effort towards providing a boost to economic activity and supporting small businesses in all corners of Punjab. It is a step by step guide on how to register and log in for the Asan Karobar Card program via its official portal akc. punjab. gov.pk.

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84 Billion Rupees Allocated for Punjab Asan Karobar Card

Pakistan Muslim League-Nawaz decided that Maryam Nawaz Sharif will lead the introduction of Punjab Asan Karobar Card Finance Scheme and Punjab Asan Karobar Card Scheme for the introduction of province’s largest business finance initiative. These programs provide interest-free loans to help young entrepreneurs, small business owners, and startups. The initiative is a crucial stride toward ensuring economic development and creating job opportunities in Punjab, with a total allocation of 48 billion rupees for the Aasaan Karobar Card, out of an overall total budget of 84 billion rupees. These schemes fund financial assistance and inclusivity, enabling various individuals to contribute for the economic growth of the province.

Key FeaturesDetails
Maximum Loan LimitPKR 1 million
Interest Rate0%
Loan Tenure3 years
Grace Period3 months
Loan TypeRevolving credit facility
Application ProcessOnline via akc.punjab.gov.pk

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How to Apply for the Punjab Asan Karobar Card

Here’s how you can apply for the Punjab Asan Karobar Card in few simple steps:

  • Go to the official website: akc. punjab. gov.pk.
  • Correctly fill out the form with personal and business data.
  • Submit a non-refundable application processing fee of PKR 500.
  • Upload Mandatory Documents (such as CNIC and proof of residence)
  • Authorized agencies will digitally verify your CNIC, business premises, and creditworthiness.
  • After approval, you can get you Asan Karobar Card issued to be used for business transactions.
  • For more information or any assistance, please call 1786.

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How to Register for the CM Punjab Asaan Karobar Card 2025?

Step 1: Visit the official portal

  • In your web browser, type akc. punjab. gov.pk. 
  • Once on the homepage, select the “Register Now” option.

Step 2: Fill out the registration form

Provide Personal Details:

  • Write your name according to your CNIC.
  • Input your CNIC number.
  • Mention your date of birth (as written on your CNIC).
  • Write your father’s or husband’s name.
  • Enter the CNIC issuance and expiry date.

Add Contact Information:

  • Enter a valid mobile number, and also choose your mobile network
  • Use an active mobile number to receive confirmation and updates.

Set Up a Password:

  • Set up a strong password on your account.
  • Enter the password again to verify it, so they match.

Step 3: Review and Submit

  • Double-check all the information you fill in to confirm that it is correct. After verification, click the “Register” button. 
  • Once you register successfully, your mobile will receive a confirmation message.

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Eligibility Criteria

  • Candidate must be a Pakistani national and a resident of the Punjab.
  • Be between the ages of 21 and 57 years old.
  • Have a valid CNIC and registered mobile number.
  • Must have a business established or operating in Punjab.
  • Have no overdue loans and a clean credit history.
  • Pass psychometric and credit assessments carried out by authorized agencies.
  • Within six months of receiving the card, register the business with PRA/FBR.
  • Individuals or businesses are only allowed to submit one application.

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How to Access Your Asan Karobar Card Account?

Step 1: Visit the Login Page

  • Go to akc. punjab. gov.pk and then click on the “login” option.

Step 2: Enter Your Credentials

  • Enter your CNIC number.
  • Enter the password you set while signing up.

Step 3: Access Your Dashboard

  • Press the “Login” button to sign in. You will be led to your dashboard, on which you will get to see each of the readily available solutions underneath the Asan Karobar Card program.

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Help with Logging In Smoothly

  • Enter carefully to match your registered data.
  • Go for a reliable internet connection to eliminate any interruptions.
  • Do not share your password with anyone and keep it safe.

About The CM Punjab Asan Karobar Card Program

It is also brass-tacks as it will really help small businesses in Punjab and is set to make a real impact with the CM Punjab Asan Karobar Card. Why segregated Entrepreneur: With affordable interest-free loans up to PKR 1 million, this program helps entrepreneurs jump specific financial hurdles and use that money for growing their business. Overall, due to the revolving nature of the credit facility and easy repayment option, it is a very effective solution for SMEs aimed to grow or stabilize their operations. The program is part of the Punjab government’s efforts to stimulate entrepreneurship and economic growth.

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Charges and Fees

The Asan Karobar Card comes with minimal charges to ensure affordability for entrepreneurs:

  • Additional Charges: Includes life assurance, card issuance, and delivery costs.
  • Late Payment Penalty: Applied as per the bank’s policy for delayed installments.

Conclusion

The Maryam Nawaz Punjab Asan Karobar Card is a great chance for the youth and small businessmen of Punjab to realize their entrepreneurship dreams. Interest-free loans, with flexible repayment terms and a short application process, are making business ownership accessible to everyone.

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So if you are eligible, do not wait apply now and take the first step towards financial independence. Official portal: akc. punjab. gov.pk to get started.

FAQ’s

Punjab residents aged 21-57, with 100% credit history and running a business in Punjab.

Interest-free Loan From PKR 100,000 To 1,000,000

3 years of 3-months grace period.

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